Wednesday, November 28, 2012

Affiliate Emails

You probably see these all these all the time.  An email with a catchy subject", line like "Re", Thanks for your response", "good to hear from you, etc.

Just catchy enough to get you to open the email only to find links to (cheap drugs online, cheap viagra, xyz company, etc.)

Why would someone send these?  Pretty simple.  The sender more than likely joined an internet affilliate company who pays a small percentage when someone clicks on the link and buys their product.  In some cases the sender gets paid a commission from that time on any time you purchase from that "store".

It's one of the many ways people can make money online.

Hey, if it leads you to a product or service that you need.....well good for them and you.

But Beware.....some of the links can be dangerous programs/viruses/etc. which can wipe out your computer or steal your information.

When you open an email like is probably more safe if you do a google search on the product/company instead of clicking on some dangerous link to a hacker trying to ruin your day.

Be careful.

Friday, July 3, 2009

Beware! New Credit Card Scam

This is very important. Please share with everyone you know.

New Credit Card Scam

Snopes.Com says this is true. To verify see this site:

This one is pretty slick since they provide YOU with all theinformation,except the one piece they want.

Note, the callers do not ask for your card number; they already have it...This information is worth reading. By understanding how the VISA &MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself.

One of our employees was called on Wednesday from 'VISA', and I wascalled onThursday from 'Master Card'.. The scam works like this: Caller: 'This is(name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing company based in ?'

When you say 'No', the caller continues with, 'Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?'

You say 'yes'. The caller continues - 'I will be starting a Fraud investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800 -VISA) and ask for Security.'

You will need to refer to this Control Number. The caller then gives you a 6 digit number. 'Do you need me to read it again?'

Here's the IMPORTANT part on how the scam works. The caller then says,

'I need to verify you are in possession of your card'. He'll ask you to 'turn your card over and look for some numbers'. There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, 'That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?' After you say No, the caller then thanks you and states, 'Don't hesitate to call back if you do, and hangs up.

You actually say very little, and they never ask for or tell you the Card number.. But after we were called on Wednesday, we called back within 20 minutes to ask a question.. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card.

Long story - short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card Don't give it to them. Instead, tell them you'll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report. What makes this more remarkable is that on Thursday, I got a call from a 'Jason Richardson of Master Card' with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening. Please pass this on to all your family, friends and neighbors. By informing each other, we protect each other.

Tuesday, June 16, 2009

ATM Scam Email using FBI to scare readers

Well folks....they don't get much worse than this. In this email scam the sender claims others are Imposters claiming to be from the FBI in order to scam you and get your 11 million dollars. Instead, this scammer claims that you need to send him $300 to get access to your 11 million since they 'claim' to be the real group working with the FBI. They even go so far as to use fraud by claiming the email is written by the Director of the FBI.

This is a shame. Just the mention of the FBI is enough to scare many people. We hope this post will help many of you understand the extreme levels these scammers will go to in order to take your money.

Also, any time you receive these type of emails, misspelled words and bad grammar should raise alarm because people dealing with amounts equal to millions are generally more educated and professional in their work.

Here is a copy of the email scam we received today. We don't make any claims as to the validity of this email, and we remove phone #'s and email addresses to protect our readers.

Attn: Beneficiary,

This is to Officially inform you that it has come to our notice and we have
thoroughly Investigated with the help of our Intelligence Monitoring Network
System that you are having an illegal Transaction with Impostors claiming to be
Mr. Tito Mboweni Republic of the Reserve Bank Of South African , Mr. Patrick
Aziza, Mr Frank Nweke, none officials of ABSA Bank, FNB Banks, kelvin Young of
HSBC, Ben of Fedex,Ibrahim Sule,Larry Christopher are impostors claiming to be
the Federal Bureau Of Investigation. During our Investigation, we noticed that
the reason why you have not received your payment is because you have not
fulfilled your Financial Obligation given to you in respect of your
Contract/Inheritance Payment.

Therefore, we have contacted the Federal Ministry Of Finance on your behalf and
they have brought a solution to your problem by cordinating your payment in
total USD$11,000.000.00 in an ATM CARD which you can use to withdraw money from
any ATM MACHINE CENTER anywhere in the world with a maximum of $4000 to $5000
United States Dollars daily. You now have the lawful right to claim your fund in

Since the Federal Bureau of Investigation is involved in this transaction, you
have to be rest assured for this is 100% risk free it is our duty to protect the
American Citizens. All I want you to do is to contact the ATM CARD CENTER via
email for their requirements to proceed and procure your Approval Slip on your
behalf which will cost you $300 only and note that your Approval Slip which
contains details of the agent who will process your transaction.

NAME: Mr. James Smuts

Telephone Numbers: (removed by Administrator)

Do contact Mr. James Smuts of the ATM CARD center with your details:


So your files would be updated after which he will send the payment informations
which you'll use in making payment of $300 via Money Gram Transfer for the
procurement of your Approval Slip after which the delivery of your ATM CARD will
be effected to your designated home address without any further delay. Mr. James
Smuts will reply you with the secret code (8389 ATM CARD).

We advice you get back to the payment office after you have contacted the ATM
SWIFT CARD CENTER and we do await your response so we can move on with our
Investigation and make sure your ATM SWIFT CARD gets to you.

Thanks and hope to read from you soon.

FBI Director Robert S.Mueller III.

Note: Do disregard any email you get from any impostors or offices claiming to
be in possesion of your ATM CARD, you are hereby adviced only to be in contact
with Mr. James Smuts of the ATM CARD center who is the rightful person to deal
with in regards to your ATM CARD PAYMENT and forward any emails you get from
impostors to this office so we could act upon and commence investigation.