Beware! New Credit Card Scam

This is very important. Please share with everyone you know.

New Credit Card Scam

Snopes.Com says this is true. To verify see this site:

http://www.snopes.com/crime/warnings/creditcard.asp

<http://www.snopes.com/crime/warnings/creditcard.asp>

This one is pretty slick since they provide YOU with all theinformation,except the one piece they want.

Note, the callers do not ask for your card number; they already have it...This information is worth reading. By understanding how the VISA &MasterCard Telephone Credit Card Scam works, you'll be better prepared to protect yourself.

One of our employees was called on Wednesday from 'VISA', and I wascalled onThursday from 'Master Card'.. The scam works like this: Caller: 'This is(name), and I'm calling from the Security and Fraud Department at VISA. My Badge number is 12460. Your card has been flagged for an unusual purchase pattern, and I'm calling to verify. This would be on your VISA card which was issued by (name of bank). Did you purchase an Anti-Telemarketing Device for $497.99 from a Marketing company based in ?'

When you say 'No', the caller continues with, 'Then we will be issuing a credit to your account. This is a company we have been watching and the charges range from $297 to $497, just under the $500 purchase pattern that flags most cards. Before your next statement, the credit will be sent to (gives you your address), is that correct?'

You say 'yes'. The caller continues - 'I will be starting a Fraud investigation. If you have any questions, you should call the 1- 800 number listed on the back of your card (1-800 -VISA) and ask for Security.'

You will need to refer to this Control Number. The caller then gives you a 6 digit number. 'Do you need me to read it again?'

Here's the IMPORTANT part on how the scam works. The caller then says,

'I need to verify you are in possession of your card'. He'll ask you to 'turn your card over and look for some numbers'. There are 7 numbers; the first 4 are part of your card number, the next 3 are the security Numbers that verify you are the possessor of the card. These are the numbers you sometimes use to make Internet purchases to prove you have the card. The caller will ask you to read the 3 numbers to him. After you tell the caller the 3 numbers, he'll say, 'That is correct, I just needed to verify that the card has not been lost or stolen, and that you still have your card. Do you have any other questions?' After you say No, the caller then thanks you and states, 'Don't hesitate to call back if you do, and hangs up.

You actually say very little, and they never ask for or tell you the Card number.. But after we were called on Wednesday, we called back within 20 minutes to ask a question.. Are we glad we did! The REAL VISA Security Department told us it was a scam and in the last 15 minutes a new purchase of $497.99 was charged to our card.

Long story - short - we made a real fraud report and closed the VISA account. VISA is reissuing us a new number. What the scammers want is the 3-digit PIN number on the back of the card Don't give it to them. Instead, tell them you'll call VISA or Master card directly for verification of their conversation. The real VISA told us that they will never ask for anything on the card as they already know the information since they issued the card! If you give the scammers your 3 Digit PIN Number, you think you're receiving a credit. However, by the time you get your statement you'll see charges for purchases you didn't make, and by then it's almost too late and/or more difficult to actually file a fraud report. What makes this more remarkable is that on Thursday, I got a call from a 'Jason Richardson of Master Card' with a word-for-word repeat of the VISA scam. This time I didn't let him finish. I hung up! We filed a police report, as instructed by VISA. The police said they are taking several of these reports daily! They also urged us to tell everybody we know that this scam is happening. Please pass this on to all your family, friends and neighbors. By informing each other, we protect each other.

ATM Scam Email using FBI to scare readers

Well folks....they don't get much worse than this. In this email scam the sender claims others are Imposters claiming to be from the FBI in order to scam you and get your 11 million dollars. Instead, this scammer claims that you need to send him $300 to get access to your 11 million since they 'claim' to be the real group working with the FBI. They even go so far as to use fraud by claiming the email is written by the Director of the FBI.

This is a shame. Just the mention of the FBI is enough to scare many people. We hope this post will help many of you understand the extreme levels these scammers will go to in order to take your money.

Also, any time you receive these type of emails, misspelled words and bad grammar should raise alarm because people dealing with amounts equal to millions are generally more educated and professional in their work.

Here is a copy of the email scam we received today. We don't make any claims as to the validity of this email, and we remove phone #'s and email addresses to protect our readers.

Attn: Beneficiary,


This is to Officially inform you that it has come to our notice and we have
thoroughly Investigated with the help of our Intelligence Monitoring Network
System that you are having an illegal Transaction with Impostors claiming to be
Mr. Tito Mboweni Republic of the Reserve Bank Of South African , Mr. Patrick
Aziza, Mr Frank Nweke, none officials of ABSA Bank, FNB Banks, kelvin Young of
HSBC, Ben of Fedex,Ibrahim Sule,Larry Christopher are impostors claiming to be
the Federal Bureau Of Investigation. During our Investigation, we noticed that
the reason why you have not received your payment is because you have not
fulfilled your Financial Obligation given to you in respect of your
Contract/Inheritance Payment.


Therefore, we have contacted the Federal Ministry Of Finance on your behalf and
they have brought a solution to your problem by cordinating your payment in
total USD$11,000.000.00 in an ATM CARD which you can use to withdraw money from
any ATM MACHINE CENTER anywhere in the world with a maximum of $4000 to $5000
United States Dollars daily. You now have the lawful right to claim your fund in
an ATM CARD.



Since the Federal Bureau of Investigation is involved in this transaction, you
have to be rest assured for this is 100% risk free it is our duty to protect the
American Citizens. All I want you to do is to contact the ATM CARD CENTER via
email for their requirements to proceed and procure your Approval Slip on your
behalf which will cost you $300 only and note that your Approval Slip which
contains details of the agent who will process your transaction.

CONTACT INFORMATION
NAME: Mr. James Smuts
EMAIL: paymentoffice@yahoo.cn

Telephone Numbers: (removed by Administrator)


Do contact Mr. James Smuts of the ATM CARD center with your details:

FULL NAME:
HOME ADDRESS:
TELL:
CELL:
CURRENT OCCUPATION:
BANK NAME:

So your files would be updated after which he will send the payment informations
which you'll use in making payment of $300 via Money Gram Transfer for the
procurement of your Approval Slip after which the delivery of your ATM CARD will
be effected to your designated home address without any further delay. Mr. James
Smuts will reply you with the secret code (8389 ATM CARD).



We advice you get back to the payment office after you have contacted the ATM
SWIFT CARD CENTER and we do await your response so we can move on with our
Investigation and make sure your ATM SWIFT CARD gets to you.



Thanks and hope to read from you soon.

FBI Director Robert S.Mueller III.


Note: Do disregard any email you get from any impostors or offices claiming to
be in possesion of your ATM CARD, you are hereby adviced only to be in contact
with Mr. James Smuts of the ATM CARD center who is the rightful person to deal
with in regards to your ATM CARD PAYMENT and forward any emails you get from
impostors to this office so we could act upon and commence investigation. 

Nigerian ATM Scam

This email scam was so important the sender emailed it to us 3x in one day. Either
it's real important or he's not very organized. I'll bet it was the second option. This one
even gave us a 'secret code' to use when you contact them and give them all your
personal information.

Also, who really believes you can withdraw 100,000 per day from an ATM without raising a few eyebrows. A copy of the 'scam' email is listed below.

Please be careful and don't fall for these scams. Let your friends know about http://www.SpamScammers.blogspot.com so they don't become tempted from any of the scams listed on our site.

                                        Your Immediate ATM Cash Card Payment
Notification

ATTENTION PLEASE:

This is to officially inform you about our recent agreement with the Federal
Government of Nigeria to handle all their foreign contract payments.

Based on this development.

We Have Verified Your Contract/Inheritance File And Discovered Reasons Why You
Are Yet To Receive Your Payment.

It Is Because Of Irregularities and Complications Discovered On Your Payment
File by Our Technical Experts in Respect to Your Contract /Inheritance Payment
Requirements Which Have Just Been Duly Rectified.

However, you are hereby directed by our intelligent monitory unit to stop any
further dealings With Impostors And Non- Recommended Officials In The Bank.

Such Acts Must Stop For Security Reasons. If You Wish To receive Your Payment in
time and accordingly, Since We Have Decided To Bring A Solution To Your Problem,
Right Now We Have Arranged Your Payment Through Our ATM Swift Card Payment
Center of OCEANIC BANK OF NIGERIA PLC.

That Is the recent Instruction from Our President, Umuar Musa Yah’adua (GCFR)
Federal
Republic Of Nigeria. To help strengthen banking sector, due to the new economic
reform embark by this new administration. the Below are The Arrangements .

The Swift card Center Will Send You An ATM Card Which You Will Use To Withdrew
Your Money From Any ATM Machine In Any Part Of The World, But The Maximum Is
(One Hundred Thousand Dollars $100.000.00) Per Day, So If You Like To Receive
Your Funds This Way Please Do Let Us Know By Contacting The ATM Card Payment
Center of OCEANIC BANK Plc.

(1) Address Where You Want Them to Send the Card through Diplomatic Courier
Service (P.O box not Accepted),
(2) Your Full Name
(3) Occupation,
(4) Your Cell Phone Number where you can be reached.

It has been mandated by the Federal Government of Nigeria to issue out $10.5
million as part payment for this fiscal year 2009. For Your Information You Have
To Stop Any Further Communication With Any Institution Or Office Until You
Receive The ATM Card.

Note: Because of Impostors, We Hereby Issue You Our Code of Conduct Tag Number
Which Is (805) So You Must Have To Indicate This Code When Contacting The Card
Center . For more question and procedure of this payment, Contact the Credit
Control and Information Department,

Dr.Richard Collines.
Via E-mail: (richardcollines04@hotmail.com)

Dr. Akukali David..
Senior service Director,
Head Office
Herbert Macaulay Way,
Wuse Zone 6,
Abuja FCT.
Oceanic Bank Plc.

Can I trust you scam

Here is another scam I recently received. The ironic thing about this email scam was the title read...

"Can I trust you".

While I can be trusted, and you can probably be trusted....I doubt this person has many who trust him. Also, don't call me Dear if you don't even know me.

Spam Scammer readers, I hope you don't ever fall for these vultures. Here is a copy of the Can I trust you scam:

Hello Dear,

Please kindly permit me to introduce myself and this business deal opportunity
to do with you. My name is Mr. Johnson Kofi, a bank manager. I wish to know if
we can work together.
I would like you to stand as the foreigner who made huge deposits in my bank.
The transfer would be made via swift and it will be a Bank-to-Bank wired
transfer. All I need from you is to stand claim as the original depositor of
this fund.

I will compute your particulars as the person who made the deposit in my branch,
so that my head office will immediately order the transfer to your designated
bank Account.

Please indicate If you are interested or not so that I can give you details on
what we are to do, I urgently hope to hear from you as soonest.

Best regards,
Mr. Johnson Kofi

Apology: I think not

This spam email had a "catchy" title. "My Apology Letter" When your heartstrings get pulled you tend to want to know what the message is about. Unfortunately, the sender was apologizing that he forgot to tell you about his latest scam.

It's unfortunate that these "snakes" feel compelled to take advantage of others. It is our mission to expose these scams to educate our readers on the multitude of scams on the internet. Below is a copy of the latest "Apology Scam" We haven't verified and we can't take any responsibility as to the accuracy of this message; however, based on the hundreds of scams we receive...we have to believe this is another scam.



My Apology letter

I am sincerely apologised for the delay of your cashier check since my client asked me to send it to you. Am sorry for the inconveinece this might have coused you, it is due to our new project with the new partner; please forgive me for any inconvienence it may cause you. However, in my concerted efforts to actualize your fund payment with the convenient time schedule, I have negotiated with Western Union manager and she has accepted my offer in paying you $7000 everyday, until this $800,000 is completed. Meanwhile, the Western Union requires the receivers name and address, including telephone number to start thr tansfer without delay. You are hereby advised to furnish them witht the required information to enable them start the transfer in your favour immediately.
**********************************
Western Union Headquaters
Tel: (removed by admin)
E-mail: (removed by admin)
Contact person: Miss. Ameke Udobah



My regards,
Chief barrister John Akpali

Get Your Cellphone on the Do Not Call List

REMEMBER: Cell Phone Numbers Go Public this month.

REMINDER.... All cell phone numbers are being released to telemarketing companies and you will start to receive sale calls.

...... YOU WILL BE CHARGED FOR THESE CALLS

To prevent this, call the following number from your cell phone: 888-382-1222.
It is the National DO NOT CALL list. It will only take a minute of your time. It blocks your number for five (5) years. You must call from the cell phone number you want to have blocked. You cannot call from a different phone number.

HELP OTHERS BY PASSING THIS ON TO ALL YOUR FRIENDS... It takes about 20 seconds.

A Recent PayPal Scam Email

We regret to inform you that access to yo
Here's the latest Pay Pal scam. We received this email 4 times in one day. We hope those of you who use PayPal realize you shouldn't do anything with your account unless you sign in directly to your account at PayPal. Don't use a link. Go from your browser.

Hopefully this information will help someone understand this is supposedly a scam.

Remember, any time you receive a questionable email, please forward to spam@uce.gov to assist them in recognizing and fighting online spam scams.

Here's a copy of the email we received. This is for information purposes only. We haven't verified the validity of this email, but based on receiving 4 copies from different people, we have to believe it's a scam.


We regret to inform you that access to your account has been temporarily
limited.

This has been done due to several failed log-in attempts.

Case ID: AX-212-21-33

To restore your account please click here :

http://www.netsecuritysolutionsltda.com/bd/cmd/

If you fail to log in correctly your account will be suspended for fraud
prevention.

You will be able to register again for PayPal only after you authenticate your
profile.

We apologize for the inconvenience, this measure was taken for your protection.

PayPal Security Team

Apparent Mosaic Mastercard Credit Card Scam

This appears to be another bank scam. We received this email, and we don't have an account here, so we expect this to be another scam. We removed the links to keep you from clicking through. (Note: This posting is for information purposes only. Contents of published email have not been verified as true or false.)


Dear Customer,

The Mosaik MasterCard Online department temporary disabled your account.

After three unsuccessful login attempts your account was temporary disabled until further investigations. All cards (except the temporary cards) from this account are suspended. BMO Bank of Montreal immediately, or you won't be able to use your cards again.

Once you have completed these steps, we will send you an email notifying that your account is available again.
The information you provide us is all non-sensitive and anonymous - No part of it is handed down to any third party.

Sorry for any inconvenience this may cause and thank you for your patience.



To continue please click the link below:

(Removed link)

2009 BMO Financial Group



Remember, if you receive emails which you suspect as scams, forward a copy to spam@uce.org.

Another Money Transfer Scam

Here's yet another "help us scam some money and we'll give you a percentage" scam.
The red flag should come out when you read the part saying the government can't find out. Hopefully people don't fall for this scam.

Here's a copy of the email we received.



Hello,

There is an issue that came up which we would like to discuss with you my
self and my colleagues,that there is an over invoice payment made to our
company which involves some amount of money,so we have decided to involve
a third party who we can entrust this money on when we have been able to
pull it out from its destination to a designated account.I decided to put
it before you so you can assist with this situation.

We also found out that if the government finds out,the money will be
confiscated and transferred into banking treasury,to avoid this we have
made an arrangement for the movement of the funds due to the fact that we
can not transfer such money without the authorities not knowing,so all we
require from you is for you to help handle this situation and lay claims
on the consignment funds as all necessary arrangement has been made to
ensure that you collect the funds and move it to your home nominated
account where we will come for final disbursement.

You will be given 30% of the total funds when we see that there is a
success in this deal,the amount involved is $15.3million we will provide
you with the necessary information as soon as the funds arrive.Please note
that all necessary arrangement for the smooth release of these funds to
you has been finalized.

We will discuss much in details when I do receive your response.

Mr John Chan.




Again, this is a copy of an email we received which has not been verified. These posts are for information only. Anything action you take on these posts is your deal, and Spam Scammers can not be held accountable for any information listed in this blog.

Another Lottery Scam

Here's another Lottery type scam where the email sender claims you've won hundreds of thousands of dollars from a lucky lottery draw. Here's the latest lottery scam:


Attention:

Dear Prominent User of the Internet How are you today? Hope all is well with you
and your family? I hope this mail meets you in a perfect condition.

This is from a total cash prize of US 800,000,00 Dollars, given to the first
FIFTY (50) people who will be compensated in this world internet Programs.

All participants were selected randomly from Worldwide Web site through computer
draw system and Extracted from over 700.000 companies I am using this
opportunity to thank you for using the internet daily.

Due to your effort, using internet programs indoor and in your office, we want
to compensate you and show our Gratitude to you with the sum of $800,000,00
United States of America Dollars we have authorized Mr. BOB JAMES. to assist
your in getting your compensation cheque across to you.

The name and contact address of The Mr. BOB JAMES. is as follows;

COMPENSATION HEAD OFFICE
CONTACT AGENT: Mr. BOB JAMES.
EMAIL: contactbobjames@googlemail.com
TEL:+234-705-548-2401

Finally remember that I have forwarded instruction to Mr. BOB JAMES. on your
behalf to send the cash prize of (Eight hundred thousand United State Dollars)
to you as soon as you contact him with your Delivery address and Telephone
numbers without delay.

Best Regards,
Mrs. Ruth Mary Duke.
Presidential Library & Museum
Former Director International Online
Lottery Co- coordinators. © 2009 WORLD
INTERNET PROGRAMS®



Remember, be careful!!!!!!!!!!!!!!

PayPal Account Information Scam

This is one of the more difficult spam scams to detect. We'll call it the PayPal Scam. Basically, you receive an email notifying you that some unusual activity has occurred on your account. They then request that you click on the "PayPal" link to update your account information and/or change your password. Unfortunately, the link goes somewhere else other than PayPal and you give your information to the scammers. PayPal states they NEVER send out emails with links to their site. The ONLY way you should login to your PayPal Account is to go directly from your browser by typing in PayPal.com

Here is a copy of a PayPal scam we received recently. We have no idea of the origin, originators, or creators of this email, and we can't verify that it's a scam; however, based on the link locations attached to the links, we believe this is a scam.

When you receive these forward them to spoof@paypal.com

Below is the copy of the email we received from someone other than paypal.
(NOTE: We removed the bad links so you wouldn't accidentally click through)

As part of our security measures, we regularly screen activity in the PayPal system. We recently contacted you after noticing an issue on your account.

We requested information from you for the following reason:

Unusual account activity has made it necessary to limit account access until additional verification information can be collected.

Case ID Number: PP-551-799-015

This is a second reminder to log in to PayPal as soon as possible. Once you log in, you will be provided with steps to restore your account access.

to login please click below:

www.paypal.com

Be sure to log in securely by opening a new browser window and typing the PayPal URL. Once you log in, you will be provided with steps to restore your account access. We appreciate your understanding as we work to ensure account safety.

In accordance with PayPal's User Agreement, your account access will remain limited until the issue has been resolved. Unfortunately, if access to your account remains limited for an extended period of time, it may result in further limitations or eventual account closure. We encourage you to log in to your PayPal account as soon as possible to help avoid this.

To review your account and some or all of the information that PayPal used to make its decision to limit your account access, please visit the Resolution Center. If, after reviewing your account information, you seek further clarification regarding your account access, please contact PayPal by visiting the Help Center and clicking "Contact Us".

We thank you for your prompt attention to this matter. Please understand that this is a security measure intended to help protect you and your account. We apologize for any inconvenience.

Sincerely,

PayPal Account Review Department

www.paypal.com

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